Leak & Plumbing Damage Claims
Slow leaks cause fast-growing claims disputes.
A pinhole leak or slab leak can quietly saturate cabinets, flooring and drywall for weeks. When you finally file, the insurer may argue the damage was "long-term" and therefore excluded — turning a covered loss into a fight.
We know how policies treat sudden vs. gradual damage and how to document tear-out, leak detection and repair costs so your claim is paid the way it should be.
Leak claims we handle
- Slab and under-slab leaks
- Supply-line & pinhole leaks
- Shower pan & tile leaks
- Water-heater & appliance leaks
- Roof and flashing leaks
- Access, tear-out & repair costs
Why work with a public adjuster
Insurance companies staff their claims with experienced adjusters, engineers and attorneys — all working to limit what they pay. A public adjuster is the only licensed professional who represents you instead. We interpret your policy, document the full scope of loss, and negotiate on your behalf so nothing is left on the table.
Our process
Free inspection & policy review
We assess the damage and review your coverage at no cost or obligation.
Detailed documentation
We build a defensible, line-item estimate capturing every element of your loss.
Negotiation & appraisal
We handle all insurer communication and push for a fair, complete settlement.
Recovery
You collect what you're owed — and we're paid only from that recovery.
Frequently asked questions
The insurer calls my leak 'long-term seepage.' Is that final?
No. Seepage denials are an opinion about timing, and they can be challenged with plumbing forensics, moisture mapping and failure analysis of the broken component. Many leak claims denied as gradual are actually sudden failures that simply went undiscovered.
Is the cost of finding and reaching the leak covered?
In many policies, yes — tear-out and access costs to reach the failed pipe are covered even when the pipe itself isn't. This is one of the most commonly missed items in leak settlements, and it can be substantial with slab leaks.
What does it cost?
Nothing up front. We work on a contingency basis — we don't get paid unless you do. Your free evaluation carries no cost or obligation.
My claim was already denied or underpaid. Can you still help?
Yes. A large share of the claims we take on were previously denied or underpaid. We frequently reopen and re-document these claims to recover what was owed.