Marine Damage Claims
Yachts, vessels and docks — specialized claims few adjusters understand.
Marine policies are a world of their own, with unique valuation methods, exclusions and survey requirements. Damage to a yacht, vessel or dock can be enormously expensive, and carriers routinely dispute causation and depreciation.
Cordo Claims Group brings marine-specific knowledge to the table — coordinating marine surveyors, documenting hull, engine and dock damage, and negotiating claims the way marine underwriters actually evaluate them.
Marine claims we handle
- Yachts, boats and personal watercraft
- Hull, engine and mechanical damage
- Dock, seawall and lift damage
- Storm, grounding and sinking losses
- Fire and electrical damage aboard vessels
- Total-loss and salvage disputes
Why work with a public adjuster
Insurance companies staff their claims with experienced adjusters, engineers and attorneys — all working to limit what they pay. A public adjuster is the only licensed professional who represents you instead. We interpret your policy, document the full scope of loss, and negotiate on your behalf so nothing is left on the table.
Our process
Free inspection & policy review
We assess the damage and review your coverage at no cost or obligation.
Detailed documentation
We build a defensible, line-item estimate capturing every element of your loss.
Negotiation & appraisal
We handle all insurer communication and push for a fair, complete settlement.
Recovery
You collect what you're owed — and we're paid only from that recovery.
Frequently asked questions
How are marine insurance claims different from property claims?
Marine policies use their own valuation frameworks — agreed value vs. actual cash value — plus survey requirements, navigational warranties and unique exclusions. A hull survey drives the outcome, so who conducts and interprets it matters enormously.
Are my dock, seawall and boat lift covered?
It depends where they're insured — some fall under a homeowners policy's other-structures coverage, others under the marine policy. Carriers often dispute which policy responds. We identify every coverage in play and present the damage under the ones that apply.
What does it cost?
Nothing up front. We work on a contingency basis — we don't get paid unless you do. Your free evaluation carries no cost or obligation.
My claim was already denied or underpaid. Can you still help?
Yes. A large share of the claims we take on were previously denied or underpaid. We frequently reopen and re-document these claims to recover what was owed.