Storm Damage Claims
Hurricane, tornado, wind, flood and hail — we know the storm playbook.
A single storm can produce wind, water, flood and hail damage all at once — and insurers love to shift losses into whichever coverage pays the least. Distinguishing covered wind damage from excluded flooding is where claims are won or lost.
Our team documents the full scope of storm damage, ties each loss to the correct coverage, and pushes back on lowball estimates so you can rebuild properly.
Storm perils we cover
- Hurricanes & tropical storms
- Tornadoes & straight-line wind
- Wind-driven rain intrusion
- Hail damage to roofs & exteriors
- Flood & storm-surge damage
- Fallen trees & debris impact
Why work with a public adjuster
Insurance companies staff their claims with experienced adjusters, engineers and attorneys — all working to limit what they pay. A public adjuster is the only licensed professional who represents you instead. We interpret your policy, document the full scope of loss, and negotiate on your behalf so nothing is left on the table.
Our process
Free inspection & policy review
We assess the damage and review your coverage at no cost or obligation.
Detailed documentation
We build a defensible, line-item estimate capturing every element of your loss.
Negotiation & appraisal
We handle all insurer communication and push for a fair, complete settlement.
Recovery
You collect what you're owed — and we're paid only from that recovery.
Frequently asked questions
The storm caused wind and flood damage. Which is covered?
Standard property policies cover wind but exclude flood, which requires separate NFIP or private flood coverage. After a storm, insurers often attribute damage to whichever peril pays least. Documenting causation — what the wind did versus what rising water did — is where these claims are won.
How soon after a storm should I act?
Immediately. Policies require prompt notice and mitigation, and evidence disappears fast as repairs, weather and time erase the damage picture. Photograph everything before temporary repairs, keep receipts, and get a professional damage assessment as early as possible.
What does it cost?
Nothing up front. We work on a contingency basis — we don't get paid unless you do. Your free evaluation carries no cost or obligation.
My claim was already denied or underpaid. Can you still help?
Yes. A large share of the claims we take on were previously denied or underpaid. We frequently reopen and re-document these claims to recover what was owed.